Under the law, all motorists are required to have a minimum amount of car insurance to protect other drivers from accidents and injuries. Most motorists opt for more insurance than the minimum amount, for obvious reasons. However, some motorists throw caution to the...
Injury by uninsured or underinsured motorist has legal recourse
The thought of getting behind the wheel without car insurance sounds crazy to most. However, a percentage of drivers on Cincinnati roads today do just that, they get behind the wheel without meeting the legal thresholds for car insurance. So, what happens to you, the...
What are the protections against an uninsured motorist?
Being hit by another driver can be an understandably troubling experience. When the accident wasn't your fault, you may be wondering what to do. After you have assessed whether you and any passengers are okay, you are likely left wondering what you do about the driver...
Getting help when a negligent driver is uninsured or underinsured
Being hit by an uninsured or underinsured motorist can be one of the worst sets of circumstances a car accident victim can face. When car accident victims have been injured by a driver who does not have car insurance it is important for them to be aware of the...
What do I do if hit by an uninsured motorist?
Being involved in a car accident is never a fun experience and if you have been hit by a negligent driver, it can be particularly upsetting. If the negligent driver is an uninsured motorist, it can be even worse. If you are facing that situation, it is important to...
Exemptions to the Ohio FRA
A previous blog post discussed Ohio's Financial Responsibility Act. Under the Act, vehicle owners are not allowed to operate, nor permit another to operate, their vehicle without insurance. The Ohio Bureau of Motor Vehicles randomly selects 5,400 vehicles per week for...
Ohio BMV’s random selection program
According to Ohio's Financial Responsibility Act (FRA), vehicle owners are not allowed to operate, nor permit another to operate, their vehicle without insurance. Proof of financial responsibility must be maintained throughout the vehicle's registration period and for...
Guiding our clients to underinsured benefits
A previous post on this blog talked about Ohio's minimum insurance requirements that residents of Cincinnati must maintain if they want to drive on the area's roads legally. These limits are not that high, and thus many people on the roads in Ohio may well be legal...
Ohio’s minimum insurance requirements
Most people who drive in Cincinnati recognize that they are supposed to have automobile insurance that will pay compensation to people they injure because of an accident that is their fault. While too many people ignore this rule, the majority of Ohioans are...
How many motorists on Ohio’s roads are uninsured?
A previous post on this blog discussed how Cincinnati residents who get hurt in car accidents may have to turn to their own uninsured motorist coverage in order to get compensation for their injuries. Still, some Ohioans may honestly have a hard time believing that...