Being hit by another driver can be an understandably troubling experience. When the accident wasn’t your fault, you may be wondering what to do. After you have assessed whether you and any passengers are okay, you are likely left wondering what you do about the driver that negligently ran a red light and hit you or carelessly failed to yield of the right of way and struck you.
Although many sates require drivers to carry liability insurance, there are always some who do not. A study conducted by the Insurance Research Council in 2011 reported that one in seven drivers was uninsured during 2009. Nationwide, that amounts to approximately 14 percent of drivers being uninsured. Insurance requirements vary by state so it is important to know the requirements in your state.
Unfortunately, it can be difficult to pursue a claim for damages against an uninsured motorist so it is important to be familiar with the other options that may be available to car accident victims. If you are injured by a driver who does not have insurance, you may be able to pursue compensation for your damages through your uninsured motorist coverage insurance policy coverage. Compensation can help with damages including lost wages, medical expenses and pain and suffering damages.
If you have been injured in an unexpected car accident, you likely have a series of unexpected challenges ahead to face. As a result, it is important to be familiar with the different resources, remedies and protections available to car accident victims.