Cincinnati Car Accident Law Blog | Gregory S. Young Co., LPA
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Cincinnati Car Accident Law Blog

Guiding our clients to underinsured benefits

A previous post on this blog talked about Ohio's minimum insurance requirements that residents of Cincinnati must maintain if they want to drive on the area's roads legally. These limits are not that high, and thus many people on the roads in Ohio may well be legal yet still not have enough insurance to pay compensation to injured people should they cause an accident.

Hopefully, residents of Ohio can take this information and realize the importance of purchasing underinsured motorist coverage. However, just because someone buys this coverage, it does not mean that they can just go and collect payment right after an accident.

Ohio's minimum insurance requirements

Most people who drive in Cincinnati recognize that they are supposed to have automobile insurance that will pay compensation to people they injure because of an accident that is their fault. While too many people ignore this rule, the majority of Ohioans are responsible enough to go out and purchase some insurance that keeps them legal on the road.

However, there is another set of people out on the road, probably far larger than the group of uninsured motorists, who only buy the minimum amount of insurance they need to "stay legal." In Ohio, this minimum amount of insurance must cover a person responsible for an accident up to $25,000 per injured person with a cap of $50,000 per accident. Additionally, a person's automobile insurance policy must also pay for up to $25,000 to repair the other person's damaged car.

Two people dead in possible failure to yield crash

Two young people died after suffering catastrophic injuries in a recent motorcycle crash which happened about 50 miles from central Cincinnati. The crash took place in the early evening hours on a federal highway.

Initial reports are that two people on the motorcycle, who were in a relationship and were both avid riders, died after their bike got hit by a passenger vehicle. Police say that the motorcyclist was heading straight when the driver of the car turned left in front of the motorcyclist. The motorcyclist could not avoid the collision and slammed in to the car.

Older motorcyclists facing higher rates of injury, death

According to a recent report compiled by the American Automobile Association, or AAA, the number of older, Baby Boomer motorcyclists who suffer significant or catastrophic injuries in a motorcycle accident has increased significantly over the past several years.

The same report also notes an overall increase in motorcycle-related fatalities, to their highest level since before the 2008 economic collapse. One reason for this increase, however, is that there are just more motorcycles on the road. In 2016, there were 8.6 million registered motorcycles, whereas in 2014, that number was 8.4 million.

Representing victims of snow plow and salt truck accidents

Winter will soon arrive in Cincinnati, and with the onset of the coldest weather of the year, Ohioans and the people of northern Kentucky will likely have to deal with some snow and ice, at least on some days and quite possibly for several weeks.

Snow and ice means that city and state-owned salt trucks and snow plows will be taking to the streets and highways of the area. Additionally, several private contractors will also be helping with the important task of clearing the roads so people can get to work, home and wherever they need to travel safely and on time.

The problem with taking prescription meds and driving

When a Cincinnati resident thinks of an accident involving an impaired driver, they may have in their minds the classic image of someone who has obviously had too much alcohol to drive a vehicle safely yet still chooses to get behind the wheel.

Drunk drivers indeed pose a serious risk to everyone who travels on Ohio's roads, but another danger Ohioans might ignore, however, is the possibility that a driver in this state can be impaired by some other drug, even a drug for which he or she has a valid prescription and is being taken according to directions. After all, some drugs, even though legal with a prescription, can have significant side effects that can leave people unable to drive.

Serious accident sends 3 to the hospital with injuries

The residents of the Cincinnati area probably know almost instinctively that head-on car accidents are likely to leave people seriously injured or even suffering from catastrophic injuries that will leave them permanently disabled. The seriousness of head-on accidents was illustrated again recently on the north side of the city.

According to a special unit of the Cincinnati police who are assigned to investigate serious accidents, three people were taken to the hospital after two cars collided head-on in the overnight hours. Police described two of the three victims as having "severe" injuries. However, the exact medical condition of the victims was not disclosed.

How many motorists on Ohio's roads are uninsured?

A previous post on this blog discussed how Cincinnati residents who get hurt in car accidents may have to turn to their own uninsured motorist coverage in order to get compensation for their injuries. Still, some Ohioans may honestly have a hard time believing that uninsured coverage is even important since, after all, the law requires people who driver on Ohio's road to have insurance which covers them if they cause an accident by paying compensation to those whom they injured.

In fact, though, many people, more than 1 in 10 according to some relatively recent statistics, choose to ignore the law and take their chances driving a vehicle without insurance. Specifically, 13.5 percent of motorists on the road in Ohio do not have insurance. This number puts Ohio slightly above average in terms of how many uninsured motorists are on the state's roads, ranking 17 among the states and the District of Columbia.

Helping victims who require access to additional insurance

As previous posts on this blog have discussed, sometimes a Cincinnati resident may struggle to get compensation for a negligent driver following a serious accident even if it is quite clear that the negligent driver was indeed at fault and the victim has all of his or her injuries well-documented.

For example, despite Ohio's laws, the driver may have not carried automobile insurance that would be available to pay compensation in the event the driver caused an accident. Also, some drivers unfortunately take off after causing an accident, never to be found. Still others simply didn't carry enough insurance to pay off all of the damages they caused, even if they followed the letter of the law.

How do truckers keep track of their hours on the road?

According to the United States Department of Transportation's Federal Motor Carrier Safety Administration, there are a series of rules in place regarding a truck driver's schedule designed to limit the amount of time a driver can spend on the roads. This is done in an effort to prevent drivers from overexerting themselves while on the road, which could increase the likelihood of an accident.

These hours of service rules are very specific, with different rules and regulations for property-carrying drivers, such as those transporting cargo in 18-wheeler trucks, as well as passenger-carrying drivers, such as bus drivers. For example, a truck driver may not exceed 14 consecutive hours on the road. This must also be followed by 10 hours off duty. After these 10 consecutive hours off duty, the driver may not drive more than 11 more consecutive hours. In addition, during these 7 to 8 consecutive days, drivers may not exceed a total of 60 to 70 hours, respectively.

Meet Our Attorneys

Meet Our Attorneys

At Gregory S. Young Co., LPA, our lawyers have one goal: to help you rebuild your life after an accident. We are committed to getting you and your family the resources your need to treat your injuries, pay your bills and move forward to a brighter future.

Meet Our Attorneys
Gregory S. Young Craig Michael Belliston Christopher D. Byers Michelle L. Mendelsberg Teran T. Tod Mollaun J. Clark Norris Douglas Kilgore Dalton Brian M. Cable Alexis Toledo Andrew Trice Michele L. Young
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Gregory S. Young Co., LPA
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