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Getting help when a negligent driver is uninsured or underinsured

| Jun 6, 2018 | Uninsured/Underinsured Accidents

Being hit by an uninsured or underinsured motorist can be one of the worst sets of circumstances a car accident victim can face. When car accident victims have been injured by a driver who does not have car insurance it is important for them to be aware of the different options available to help them with the damages commonly suffered in a car accident.

It is important to keep in mind that car accident victims injured by an uninsured motorist still have options to help them recover compensation for their physical, financial and emotional damages suffered in a car accident. Victims still have options available to them to recover compensation for the damages and harm suffered including medical expenses, lost wages and additional financial losses associated with the car accident. Uninsured or underinsured motorist coverage is available through the car accident victim’s own automobile insurance.

A claim for damages involving an uninsured or underinsured motorist may apply in circumstances of car accidents, motorcycle accidents, truck accidents and drunk driving accidents. Additionally, personal injury legal protections may also be available in circumstances in which the negligent driver who caused the car accident and the victim’s injuries cannot be identified or located, such as in a hit-and-run accident. At times, an uninsured, underinsured or unidentified motorist claim can be complex, so trained guidance is helpful.

Victims of an unexpected car accident can be left with many damages and frustrations, facing an inability to work during their recovery period while they are healing from car accident injuries as medical bills pile up. Fortunately, legal protections are available to car accident victims in a variety of circumstances, including if the negligent driver responsible for the accident is uninsured, underinsured or unidentified, which is why it is valuable for victims to be familiar with their options following a car accident.

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