Despite possessing safe driving habits, a Cincinnati area resident can still be in a car accident. Luckily, most car accidents are just minor fender benders, but serious car accidents sometimes occur. If a person has been injured in a car accident with a driver who does not have insurance, they do have legal options.
Although drivers in Ohio are required to have car insurance, there are still many drivers who do not. According to the Insurance Information Institute, over 12% of drivers in the U.S do not have car insurance. Being injured in a car accident is stressful enough, but when the person who caused the accident does not have car insurance, it can be a nightmare. As many Cincinnati residents know, medical expenses and property damage from a car accident can reach into the tens of thousands of dollars. Without insurance, a victim may wonder how these expenses will get paid.
An accident victim has a few options if they are involved in an accident with an uninsured driver. They can file a claim against their own insurance using the uninsured motorist policy. This policy is an optional insurance coverage that many Ohio residents purchase. A victim can also file a civil lawsuit against the driver who caused the accident.
A legal professional who specializes in personal injury can help their client understand their legal options. An attorney understands the stress their client is going through, both physically and financially. They can make sure their client's needs are met both now and into the future and make sure the negligent driver is held responsible for their mistake.