What If The Other Driver Was Uninsured?
Gregory S. Young Co., LPA is dedicated to helping injured people obtain fair and full compensation for personal injury claims. If you have been injured in a car accident and there is an issue of inadequate insurance coverage, our lawyers can help. We handle car accident injury claims involving uninsured motorists (UM). If you have been injured by a person carrying inadequate insurance or no insurance at all, you still have options.
Have you sustained a car accident injury caused by an uninsured motorist? We invite you to contact our Cincinnati office to arrange a free and confidential case review with one of our attorneys.
You May Be Able To Make A Claim Against Your Own Policy
If you don’t just carry the lowest amount of insurance possible but rather the best amount of protection for your needs, you probably have uninsured and underinsured driver protections on your policy. This kind of insurance gives you the opportunity to make a claim if someone without active coverage hurts you or damages your vehicle.
Uninsured driver coverage is exactly what could protect you from a driver too irresponsible to maintain their own coverage. Unfortunately, as with any other insurance claim, making an uninsured driver claim against their own policy will inevitably drive up the rates that you pay. You may want to look at holding the other driver responsible before you use your insurance.
You Can File A Civil Suit Against The Driver Without Insurance
People who suffer injuries or property damage caused by another person typically have the right task for compensation. Personal injury claims often require that someone either was negligent or engaged in wrongful behavior that led to someone else’s losses.
Failing to carry insurance is negligent, but it is also a wrongful act because state laws mandate coverage. You can potentially take the driver who hurt you or smashed up your car to court and secure a judgment that orders them to reimburse you for your losses. A personal injury lawsuit can take more time than an insurance claim, but it’s the fault clearly on the person responsible, rather than passing the expense on to you
Determining A Need When Pursuing A Lawsuit
An uninsured motorist lawsuit is generally pursued if one of two types of vehicular accidents has occurred. One scenario involves an uninsured driver causing an accident. Our firm handles many types of uninsured motorist claims, including those related to car accidents, truck accidents, drunk driver accidents and motorcycle accidents.
The other scenario involves an unidentifiable driver causing injury in a hit and run accident. Attorneys at Gregory S. Young Co., LPA are adept at addressing the various insurance issues that can arise from many types of accidents.
Uninsured Motorist Coverage Explained
Were you injured by a negligent driver who does not have automobile insurance? Uninsured motorist coverage is provided by your insurance carrier and provides compensation to you as well as any passengers who were in your vehicle at the time of the accidents. UM coverage allows injured people to recover for injuries, medical bills, lost wages and other financial losses.
How To Reach Us
If you or a loved one has been injured by another driver who did not have automobile liability insurance, we invite you to call 513-838-4562 in Cincinnati, 888-469-6437 in Dayton or Kentucky or e-mail our Cincinnati office, Gregory S. Young Co., LPA, to arrange a free consultation with a personal injury lawyer. We are available 24 hours a day, 7 days a week. Ask about:
- Ask about free parking at our downtown Cincinnati location
- Appointments available at 10 locations, including nine suburban locations
- Evening and weekend appointments
- Home and hospital visits
- No attorney’s fees unless you collect*
Our satellite offices are located in Mason, West Chester, Tri-County, Blue Ash / Kenwood, Northgate, Clermont County, Florence, Finneytown and Western Hills. Addresses, maps and directions
*Some costs associated with representation may apply.
