In Ohio, it is against the law to drive without proof of insurance or financial responsibility. However, did you know that almost 14 percent of Ohio motorists are uninsured? According to the Dayton Business Journal, the Buckeye State is the 20th riskiest state in which to drive.
Negligent, uninsured motorists lack the financial ability to recompense victims for damages and injuries after a car accident. Uninsured drivers are not the only culprits — underinsured individuals often fail to cover the costs associated with a collision, too.
So, what should you do if you are involved in an accident with an uninsured motorist?
Contact a reputable attorney
The sooner you retain legal assistance, the faster you will get your life back on track. As you can imagine, a variety of financial issues can evolve from a car accident. However, matters are worse when an involved driver does not have adequate collision insurance.
An uninsured motorist lawsuit is typically pursued in one of two situations:
- When an uninsured driver causes an accident
- When an unidentified driver causes a hit-and-run accident
If any of these situations sound similar to your recent mishap, consider sitting down with a lawyer. An attorney can walk you through your options, and you probably have a few. The professionals at Gregory S. Young Co., L.P.A., are versed in uninsured and underinsured cases. As a victim, you should not have front costs associated with a collision just because someone broke the law and was uninsured.
Even if you are not sure if you have a case, reach out to a lawyer in the area. A personal injury attorney offers free initial consultations so there is no risk in finding out more about what you can expect.