In Ohio, it is against the law to drive without proof of insurance or financial responsibility. However, did you know that almost 14 percent of Ohio motorists are uninsured? According to the Dayton Business Journal, the Buckeye State is the 20th riskiest state in which to drive.
In 2010, the Ohio State Highway Patrol said uninsured drivers were responsible for causing more than 8,700 car accidents in the state. That is for a one year period, the most recent data available, and the last few years could be even higher since the number of uninsured drivers has skyrocketed to well over a million since 2002. In 2002, the number of uninsured drivers that were caught without the required automobile insurance was almost 691,000 and that number now sits at 1.1 million drivers for 2011.