There are certain general expectations when a car crash occurs. People expect the other driver to stop, as that is what the law requires. They also generally anticipate that insurance coverage will help them pay their expenses.
Liability insurance coverage is mandatory in Ohio. The at-fault driver’s coverage can reimburse the other people involved for injury-related expenses and property damage costs.
Unfortunately, holding a driver accountable can be very difficult if they flee the scene without identifying themselves first. Can those involved in a hit-and-run crash file an insurance claim?
Police can identify the driver at fault
The best possible outcome after a hit-and-run collision involves law enforcement identifying the driver who caused the crash so that the driver at fault for the collision can be held liable for expenses. They may have to provide liability coverage to the other people affected by the incident.
However, some people drive off from crashes because they don’t have insurance or for other reasons, such as being under the influence. Other times, the police do not identify the person who caused the crash.
In those scenarios, the driver who was not at fault might be able to use their policy to cover crash costs. If they carry collision or comprehensive coverage, they may be able to file a claim. Uninsured motorist coverage can also help pay for the expenses associated with a hit-and-run crash.
Getting support while dealing with the aftermath of a major collision can help people limit their likelihood of significant financial losses. Insurance and lawsuits are both viable solutions for people involved in hit-and-run collisions.
