As previous posts on this blog have discussed, sometimes a Cincinnati resident may struggle to get compensation for a negligent driver following a serious accident even if it is quite clear that the negligent driver was indeed at fault and the victim has all of his or her injuries well-documented.
For example, despite Ohio’s laws, the driver may have not carried automobile insurance that would be available to pay compensation in the event the driver caused an accident. Also, some drivers unfortunately take off after causing an accident, never to be found. Still others simply didn’t carry enough insurance to pay off all of the damages they caused, even if they followed the letter of the law.
Unless these drivers are independently wealthy, they will probably not be able to pay for the accident out of their own pockets. Therefore, the injured person must turn to his or her own insurance company and seek uninsured or underinsured benefits, assuming of course that the person purchased such coverage.
However, getting one’s own insurance company to pay these benefits is not always easy. For one, the injured person has to convince the company that he or she is entitled to the coverage in the first place. After that, he or she will have to prove his or her damages such as medical expenses, lost income and pain and suffering.
Since it’s not always easy to deal with an insurance company, victims who need uninsured motorist benefits should consider consulting with an experienced car accident attorney in the Cincinnati area, such as the professionals at our law office. Our office has experience of handling claims in which adequate insurance coverage is an issue, and we work hard to diligently pursue our clients’ cases and get them the compensation they need and deserve.