13.5 percent of Ohio drivers do not have car insurance | Gregory S. Young Co., LPA
Call 24/7 for a FREE Consultation
Servicios En EspaƱol
Dayton: 937-531-7999 | Kentucky: 859-547-3334 | Toll Free: 888-783-1077
View Our Practice Areas

13.5 percent of Ohio drivers do not have car insurance

When Ohio residents are involved in a car accident that is caused by someone else's negligence, and are injured in the process, the first thing they and their loved ones do is consider themselves lucky that they survived the crash. However, it is entirely possible that their car was totaled in the crash. As time passes, considerations about the car and the damage done to it come to mind, and not only are victims thinking about their medical bills, but also their mechanic bills. They may think that the other driver's insurance will cover the bill, but what if they are injured by a driver who does not have car insurance, or their coverage is not enough?

It is true that most states require motorists to carry automobile liability insurance. But people end up getting around this law, to the extent that a 2014 study conducted by the Insurance Research Council found that one in every eight drivers was uninsured in 2012. This means that 12.6 percent of drivers across the country are uninsured. Ohio is above the national average -- uninsured drivers make up around 13.5 percent of the driving population, ranking it 17th among all the states. Ohio does not have mandatory uninsured or underinsured motorist insurance laws.

So where does that leave someone who is involved in an accident with one of these drivers? It depends on the laws of the state in which the accident occurred. In a state with traditional tort laws, the insurance of the person who is at fault pays. If the at-fault driver doesn't have insurance, he or she may be held liable through a personal injury lawsuit. In a no-fault law state, each driver and their own insurance pays, regardless of fault. This means the victim is covered, although the coverage may be limited.

When one is involved in an accident, focusing on recovering from injuries is very important, but it is also important to determine how to go about getting one's property damage fixed. An experienced attorney may be able to guide victims through the legalities of holding an uninsured motorist or underinsured motorist liable for his or her role in the accident.

Source: Insurance Information Institute, "Uninsured motorists," Accessed July 20, 2015

No Comments

Leave a comment
Comment Information
Meet Our Attorneys

Meet Our Attorneys

At Gregory S. Young Co., LPA, our lawyers have one goal: to help you rebuild your life after an accident. We are committed to getting you and your family the resources your need to treat your injuries, pay your bills and move forward to a brighter future.

Meet Our Attorneys
Gregory S. Young Craig Michael Belliston Christopher D. Byers Michelle L. Mendelsberg Teran T. Tod Mollaun J. Clark Norris Douglas Kilgore Dalton Brian M. Cable Alexis Toledo Andrew Trice Michele L. Young
  • avvo top contributor 2015 car accident
  • Gregory S. Young Co., LPA BBB Business Review
Email Us For A Response

Start Your Claim Now.
Set Up A Free Consultation

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Office Locations

Gregory S. Young Co., LPA
600 Vine Street, Suite 402
Cincinnati, OH 45202

Toll Free: 888-783-1077
Phone: 937-531-7999
Phone: 859-547-3334
Phone: 513-721-1077
Fax: 513-721-1919
Cincinnati Law Office Map

Toll Free: 888-783-1077
Cincinnati: 513-721-1077
Dayton: 937-531-7999
Kentucky: 859-547-3334
Fax: 513-721-1919
  • Finneytown office
    8970 Winton Road
    Cincinnati, OH 45231
    Phone: 513-766-5936
    Map and Directions

  • Western Hills office
    4997 Glenway Avenue
    Cincinnati, OH 45238
    Phone: 513-766-5937
    Map and Directions

  • Mason office
    7577 Central Parke Boulevard
    Mason, OH 45040
    Phone: 513-766-5938
    Map and Directions

  • West Chester office
    8050 Beckett Center Drive
    West Chester, OH 45069
    Phone: 513-766-5939
    Map and Directions

  • Northgate office
    9600 Colerain Avenue, Suite 205
    Cincinnati, OH 45251
    Phone: 513-766-5940
    Map and Directions

  • Clermont County office
    4030 Mount Carmel-Tobasco Road, Suite 123
    Cincinnati, OH 45255
    Toll Free: 513-766-5942
    Map and Directions

  • Blue Ash/Kenwood office
    9403 Kenwood Road, Suite D-108
    Cincinnati, OH 45242
    Phone: 513-766-5941
    Map and Directions

  • Florence office
    71 Cavalier Boulevard, Suite 121
    Florence, KY 41042
    Phone: 859-547-3334
    Map and Directions

  • Tri-County office
    230 Northland Boulevard, Suite 203
    Cincinnati, OH 45246
    Phone: 513-721-8855
    Map and Directions

  • Columbus Office
    4449 Easton Way
    Suite 200
    Columbus, OH 43219
    Phone: 614-232-6301
    Map and Directions

  • Dayton Office
    70 Birch Alley
    Suite 240, Building B
    Beavercreek, OH 45440
    Phone: 937-531-7999
    Map and Directions

  • Toledo Office
    1715 Indian Wood Circle
    Maumee, OH 43537
    Phone: 567-316-6215
    Map and Directions