Much is said on this blog about the dangers of texting and driving, but many drivers around the state may not know what the actual law regarding this behavior is in Ohio. Only 14 states ban all drivers from using handheld cellphones while driving whereas 46 ban text messaging for all drivers. Where does Ohio fall in this spectrum?
Getting into a car crash is traumatic enough, but when an Ohio resident is injured in the accident, often with serious injuries, not only does the injured party have to deal with missing work and wages, but also with daunting medical bills. On top of it, if the person who caused the accident does not have adequate insurance-insurance that is enough to cover the cost of the victim's injuries-then there is an additional burden of trying to figure out how to cover the rest of the medical bills.
The terms uninsured motorist and underinsured motorist are used interchangeably and even though there is a negligible difference between the two, the truth is that MANY Ohio motorists may not be aware of this difference or of what the insurance actually covers.
Many of our Cincinnati area readers have probably heard the news reports regarding the explosion of heroin use in recent years. This extremely problematic issue seems to be affecting the entire country, but the discussion of this problem is usually part of how law enforcement and the criminal justice system can react. But, is heroin use leading to more car accidents in Cincinnati?