Who Is Liable When An Uber/Lyft Driver Hits Your Vehicle?

When you are involved in a car accident with another vehicle, your expenses will typically be covered by your insurance policy and, perhaps, the other driver's insurance policy. However, things get a bit tricky when your vehicle is involved with a collision by someone who is driving on behalf of Uber, Lyft or another ridesharing service. It is important to seek qualified legal advice from an attorney who can help untangle the options that may be available to you.

At the law office of Gregory S. Young Co., LPA, we provide free consultations to people who have been seriously injured in motor vehicle accidents. From our Cincinnati offices, we have been providing skilled legal representation to accident victims throughout Ohio and Kentucky for more than 50 years. Our lawyers understand how to build an effective case that is designed to help you recover the financial compensation you need and deserve.

Is Uber or Lyft Legally Liable For My Car Accident?

Both Uber and Lyft provide insurance for their drivers for damages of up to $1 million. This is significantly more than what most people carry under a personal auto insurance policy. However, this coverage only applies from the moment a driver accepts a ride request through a company's app until the transaction is complete, either through the app or when a passenger is dropped off, whichever occurs later. If the crash occurs between trips, Uber or Lyft's insurance policy will likely not apply, although the driver's personal insurance policy should provide some coverage.

If damages from the accident exceed the $1 million limit under Uber or Lyft's insurance policy, it can be tempting to sue these companies for additional damages. However, drivers for Uber and Lyft are classified as independent contractors, not employees, which serves to limit the companies' liability in these types of cases. Other rules, exceptions and limitations may apply to other ridesharing companies, which is why it is important to always seek legal help so you can choose the best path to full financial recovery.

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Please contact us online or call 513-721-1077 in Cincinnati, 937-531-7999 in Dayton or 859-547-3334 in Kentucky to schedule your free initial consultation. Evening and weekend appointments are available.