Ridesharing apps such as Uber and Lyft have become increasingly popular in Cincinnati, and in cities across Ohio, Kentucky and the rest of the country. However, along with a greater frequency of use comes a greater potential for accidents. When you are involved in an accident while travelling in your personal vehicle, your injuries will generally be covered by your insurance company and perhaps by the other driver's insurance company. When you are involved in an accident while travelling as passenger as part of a ridesharing service, the issues become a little less clear.
At the law office of Gregory S. Young Co., LPA, we provide free consultations to people who have been seriously injured in motor vehicle accidents. Our attorneys can take a look at your case and help you explore your options. Allow us to focus on the legal side of things so that you can devote your attention to making a recovery.
Who Do I Sue When I Have Been Hurt In An Uber/Lyft Vehicle
Both Uber and Lyft insure their drivers for up to $1 million when they are transporting passengers. This is significantly more than what the vast majority of drivers carry on their own personal insurance policies. However, in cases of catastrophic injuries, $1 million may not be nearly enough to compensate a victim for the full cost of his or her damages. This is where things get a bit more complicated.
It may be possible to sue the driver under his or her personal insurance policy. However, most personal auto insurance policies do not cover a driver who is engaged in a commercial operation. Uber and Lyft classify their drivers as independent contractors to help shield them from liability, so suing them may not be an option. Finally, if you were injured as a passenger for a different ridesharing company, different rules may apply. The best thing you can do is to speak with a lawyer as soon as possible following your accident. We will help determine your options for moving forward.
Contact Us 24 Hours A Day, Seven Days A Week
Please contact us online or call 513-721-1077 in Cincinnati, 937-531-7999 in Dayton or 859-547-3334 in Kentucky to schedule your free initial consultation. Evening and weekend appointments are available.